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κτηματομεσητικό ρέθυμνο
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Property in Greece


With the purchase of a property adiitional fees arise for the buyer apart from the cost price of the real estate.

To these belong :


Purchase tax :


Urban property, within the city bounderies: for the first 15.000€ of the property value specified in the contract, the tax on real estate transactions amounts to 9%, for the sum beyond that 11%.


Rural property, set in the country: for the first 15.000€ of the real estate value specified in the contract the tax on the purchase of real estate amounts 7% and for the sum above to 9%.


Charges for legal transactions: the legal fees amount to about 2% of the specified property value.


Lawyer charge: the lawyer's fees amount to about 1.5% of the specified real estate value.


Contract charge: with the mortgage register office: the contract fees amount to 0,475% of the specified real estate value.


Broker charges: The broker charge amounts to 2% plus 25% VAT of the commercial value of the real estate, which price for the real estate not of the price for the real estate specified in the contract.



Buying off plan simply means purchasing a property from architeckts drawings, as opposed to a finished building. Typically these drawings are presented in the form of a sales brochure from the developer. Planning permission will not have been completed.
This is usually the most cost effective purchasing o proprety . To a developer, time is money. Developers want to sell their product quickly and will therefore price their product accordinally. The quicker they can finance and built their development, the quicker they can take their profit and start process all over again. This is one of the main reasons investors buy off plan.
Below are some other reasons why you should seriously consider off plan property as an investment:

You more often than not, buy under market value regardless of the market.

You do not have to tie up all your money in one go, allowing you to free up money for other investments.

It takes o lot less time and effort on your part.

Most of the research is carride out for you.

Developers purchase their bulilding materials in bulk therefore passing the savings on to you.

You can resell before, suring or aftre contrusction.

The investor avoids paying any resale premiums.

Past experience suggest your property will usually appreciate in value during the construction phase.

Low maintenance costs and the builder's construction warranty, saving ypur consinderable money over the long term.

Portofolio diversification.

Easier and cheaper to customise the property during tha construction phase.

Greater choice of property avalaible.

Some payment structures allow you to pay affordable installments, thus avoiding the need to arrange a motrage.

Are you looking for property in Greece? Need specific information on Real Estate in Crete? Business opportunity? What ever is the reason you want to contact us, please be sure we would be glad to hear from you!

Fill out the form below and we will get back to you within 2 working days.

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© 2009 ΕΡΜΗΣ - ADVISERS OF REAL ESTATE TRANSACTIONS K. Giampoudaki 51 Rethymno Tel: (+30) 2831035501 Fax: (+30) 2831035502, E-mail:

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